FAQs
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| It is a payment option that enable customer to apply and purchase the products and pay via flexible monthly instalments.
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| What product does the scheme finance?
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| The scheme finances consumer products ranging from electrical products, smartphones, sanitary ware & kitchen ware. View Products »
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| Do I need to provide any gurantor?
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| Will my personal information be kept confidential?
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| Yes. AEON Credit strictly complies with the Personal Data Protection Act 2010 (PDPA) and ISO 27001:2005 Information Security Management System.
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| If I make an early settlement on my loan, will I enjoy an interest rebate?
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| Yes. For more information, please contact customer service centre at 03-2719-9999
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| How do I make my monthly payments?
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- Deduction by Autodebit (Maybank, BSN, CIMB Bank, Public Bank, RHB, Ambank Group, Ambank, Alliance Bank, Bank Muamalat, Standard Chartered)
- Over the Counter (Available in all AEON Credit Service Branches)
- Cash Deposit Machine (AEON Credit Service branches, Maybank, CIMB Bank, Public Bank and Alliance Bank)
- MEPS Interbank GIRO
- Internet Banking
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| Where can I find out more information on interest rates and fees etc?
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Consumer Durable Product Scheme (Exclude Smartphone)
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| Finance Amount
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| Interest Rate Per Month
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| New Customer
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AEON Express /
AEON Credit Cardholder
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Finance Tenure
(Months)
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| RM5,000 & Below
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1.25%
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6, 12, 18, 24, 30, 36
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| RM5,001 & Above
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Smartphone Scheme
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| Finance Amount
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| Interest Rate Per Month
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| New Customer
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AEON Express /
AEON Credit Cardholder
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Finance Tenure
(Months)
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| RM2,500 & Below
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6, 12, 18, 24
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| RM2,501 - RM4,000
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6, 12, 18, 24, 30
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| RM4,001 & Above
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6, 12, 18, 24, 30, 36
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Notes:
- Maximum 2 (Two) smartphone devices are allowed to be financed in one application.
- Smartphone accessories are ALLOWED to be bundle with smartphone device for selected brands.
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| Why should I buy from HENG HENG?
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| With over 20 years of experience, we're a leading local appliance store offering a wide range of genuine, brand new products. Save time and effort by finding everything you need in one place.
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